SPV Accountants S-Corp + payroll + books + business tax filing
S-Corp fit check + savings estimate

Self-employment tax is costing you
more than it should.

If you’re taxed as a sole prop or single-member LLC, you may be paying unnecessary self-employment tax. Answer a few questions to see if an S-Corp is appropriate — and what you could save.

Many qualified owners save $7K–$10K+/year when structured correctly. Results vary. Fit confirmed first.
You’re not hiring a platform. You’re working directly with Chris Spargo, CPA.
We only recommend an S-Corp when appropriate and defensible, including reasonable salary requirements. This page is not tax advice.
Why this matters

Self-employment tax quietly punishes growing businesses.

If you’re taxed as a sole proprietor or single-member LLC, you may be paying self-employment tax on more of your profit than necessary. Most owners don’t realize it until growth creates friction.

What you’re seeing

  • Surprise tax bill
  • Income grows, but cash doesn’t
  • “You should be an S-Corp” — with no clear explanation

What it usually means

  • You’re not doing anything wrong
  • Your structure may be outdated
  • A fit check is the safest next step
Start with the calculator above. Decide after.
What you’re about to get

This isn’t a generic tax calculator.

The estimate is a fast starting point — built to reduce guesswork and show whether this is worth exploring. It’s not a promise. It’s a direction.

Quick estimateSee the potential savings in seconds.
Conservative assumptionsDesigned to hold up under review.
Next step clarityIf it’s a fit, you’ll know what to do next.
Enter your net profit above to see the estimate.
Stress relief

The real cost isn’t just taxes. It’s the stress.

Most owners aren’t worried about one big mistake — they’re worried about 20 small things silently breaking behind the scenes.

  • Quarterly tax deadlines
  • Payroll setup + reporting
  • 1099s + contractor paperwork
  • Annual reports + good standing
  • Books that fall behind when work gets busy
The calculator shows potential savings. The system behind it keeps everything from flying apart.
What “calm” looks like

A stable back office that stays current.

Clean books, correct payroll, proactive planning, and clear answers — so you can run the business without the constant “did we miss something?” feeling.

Trust

You’re not dealing with a platform.

This estimate — and everything after it — is reviewed by a real CPA who works directly with business owners. No handoffs. No tickets. No guessing.

Direct CPA accessPlain-English answers when you need them.
Compliance-firstClean, defensible structure — not aggressive shortcuts.
Year-round stabilityBooks + payroll + planning that stays current.

You’re working with Chris Spargo, CPA — not a faceless service.

Quick self-check

Is this worth your time?

The calculator helps you decide fast — but here’s the baseline.

This is a good fit if:
  • You run a real business (not a side hobby)
  • You’re taxed as a sole prop or single-member LLC
  • Taxes feel heavier as income grows
  • You want clarity before making changes
This probably isn’t for you if:
  • You only want free tax tips
  • You’re under ~$40k in annual profit
  • You’re looking for aggressive loopholes
  • You don’t want to run payroll when required

Start with the estimate. Decide after.

The calculator takes about 10 seconds. You’ll see the potential savings first — then you can choose whether you want the full breakdown and eligibility check.

Results vary. This page is not tax advice. Recommendations are made after review and depend on your specific facts and reasonable salary requirements.